Vehicles for Sale at Tampa Bay Motor Cars

Standard
Ai Mode

Filter by make and model

Filter by price

Filter by features

Heated Seats

Heated Steering

Cooled Seats

Apple CarPlay

Android Auto

Backup Camera

GPS Navigation

Power Seats

3rd Row Seats

Keyless Entry

Leather Seats

Push to Start

Sunroof

Moonroof

Premium Sound

Autonomy Features

Dual Rear Wheels

Tow Hitch

door_sliding

Side Entry

directions_car

Rear Entry

electric_car

Power Ramp

build_circle

Manual Ramp

Removable Seats

accessibility_new

Kneeling

layers

Infloor

unfold_more

Foldout

arrow_forward_ios

Side Entry Power Ramp

arrow_downward

Rear Entry Power Ramp

arrow_back_ios

Side Entry Manual Ramp

undo

Rear Entry Manual Ramp

settings_remote

Remote Start

Applied filters

Sort by...

Share

2024 Toyota Corolla Hybrid Banner

Used Cars For Sale Under $20K at Tampa Bay Motorcars

Shopping for a quality used vehicle that fits your budget is simple at Tampa Bay Motorcars. Our carefully curated inventory of used cars priced under $20K features a wide mix of makes, models, and body styles designed to meet a variety of driving needs. From fuel-efficient commuters and comfortable sedans to versatile SUVs and well-equipped crossovers, you can find a dependable vehicle that offers modern features without stretching your finances. At Tampa Bay Motorcars, we focus on delivering value, reliability, and a stress-free buying process backed by friendly, knowledgeable customer support.

Review all the benefits of buying a used car. When you’re ready for a test drive, stop by Tampa Bay Motorcars in Tampa, FL. Our automotive resources range from sales and finance to service and parts. We are eager to meet and help all Dunedin, Oldsmar, Clearwater, and Citrus Park drivers find the car right for their lifestyle and budget!

Benefits of Buying Pre-Owned

Opting for a pre-owned vehicle—whether certified or traditional—can unlock major cost savings compared to buying new. Used cars avoid the steep depreciation that typically occurs in the first few years of ownership, allowing you to retain more of your vehicle’s value over time. With a lower purchase price, buyers also benefit from reduced sales tax, which is calculated based on the total cost of the vehicle. This makes our selection of used cars under $20,000 an especially smart option for budget-conscious shoppers.

Beyond upfront savings, used vehicles often come with lower insurance premiums due to their reduced overall value and repair costs. The pre-owned market also offers greater variety, including models and trims that may no longer be available new. This broader selection gives you more flexibility to find the features, size, and performance you want without paying a premium. Additionally, used vehicles allow for expanded service options since they are not limited by factory warranty restrictions, giving you greater freedom in maintaining your vehicle long-term.

Pre-Owned BMW 5 Series Parked Outside A Coffee Shop - Feature Image

Why Buy From Tampa Bay Motorcars

When you choose Tampa Bay Motorcars, you’re choosing a dealership built on honesty, transparency, and genuine care for every customer. As a family-owned and -operated business serving the greater Tampa Bay area, Tampa Bay Motorcars takes pride in creating a pre-owned car-buying experience that is straightforward and welcoming. Every vehicle in our inventory is thoroughly inspected by certified technicians to ensure it meets high standards for safety, dependability, and performance. With upfront pricing and a thoughtfully selected inventory designed for Tampa Bay driving conditions, you can shop confidently without worrying about hidden fees or high-pressure sales tactics.

 

Our commitment to customer satisfaction extends well beyond the showroom. The finance team at Tampa Bay Motorcars works with buyers of all credit backgrounds, offering tailored solutions for first-time buyers, those rebuilding credit, and customers looking for competitive rates. By partnering with trusted local banks and national lenders, we’re able to secure flexible financing options that align with your budget and goals. With bilingual assistance, convenient online pre-approval tools, and a relaxed, supportive environment, Tampa Bay Motorcars delivers a buying experience rooted in trust, respect, and long-term relationships.